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Top Ten Money Saving Tips For Mums
1. Check your benefits and claim all your entitlements:
It’s easy to overlook the many benefits available to you that you may be eligible for as time constraints at home may seem to increase as you settle into your new role as a mother. or work in your family. A good site to check is called EntitledTo, this will give you a form to show what you can claim.
Other useful sites include Childcare Voucher Schemes, Healthy Start Vouchers which give you £3 per child every week to redeem on fresh milk, fruit & vegetables and the £190 Money4Mum2be government scheme Funds are available for you to spend on whatever you like.
2. Make your own cleaning products directly from the pantry
White vinegar Dissolves: soil, soap scum, Hard water deposits
Cleans everything from floors to countertops, gently enough for hard floors and odors disappear when dry so your house won’t smell like a salad.
Cleaning solution: mix in a sprayer bottle
- 1 cup white vinegar
- 1 glass of water
Undiluted white vinegar
- Great for ice and debris
- Scrubbing the inside of the toilet bowl
Baking Soda
- Mildly abrasive and a natural deodorizer.
- Great for grimy bathtubs – sprinkle some on a wet sponge
- Great for removing food from the sink
Furniture Polish Recipe: Mix in a sprayer bottle
- 1 cup olive oil
- 1/2 cup lemon juice
Lime cuts through the grime and the oil will give the wood a beautiful shine.
3. Budget & plan your weekly shop, love your leftovers and portion control
- Use weekly planners or make your own to stay on top of your shopping and meal lists
- BOGOF does not necessarily mean it will save you money – only buy these items if you know you will use them – remember – A deal is only a deal if you really need it!
- A website called LoveFoodHateWaste is one of the best places to find some amazing recipes and calculators.
- Organize your kitchen cabinets with shelves so you can see what you’re running out of
- Buy seasonal & loose fruit and vegetables – make sure you don’t buy too much if your family doesn’t like fruit as they will spoil and need to be thrown away
4. Working mothers pack lunch
There’s a new rage in town and it’s known as Al’ Desko – if you’ve got it, eat lunch at your desk. Goodbye soggy ham, cheese & tomato sandwich and ‘goodbye’ hummus and roasted vegetable tortilla!
Plan your lunch around your evening meal and stock up on groceries..
5. Make cash from old phones
Trading in your old unused phone can make you some extra money on the side while de-cluttering your electronics.
Check out the companies below:
- Fonebank
- Mazuma Mobile
- Envirofone
There is also a charity called Stepping Stones Nigeria that helps abandoned children. You can send your old phone as a free alternative.
6. Join a toy library to cut the cost of new toys
Why use a new toy when you can join the toy library, meet other parents on the team and have several coffee breaks while your child plays.
Search on Google for your local toy library it’s a great way to make friends and you can borrow toys for as little as £0.50p for 2 – 4 weeks.
7. Book worm? Change your books – don’t buy
If you are not a member of a library and have a box full of books at home then why not exchange your unwanted books online for the ones you have not read.
They can include:
- ReadItSwapIt
- BookHopper
- The merchant
- Swapitshop
8. Cancel memberships and names you no longer use
Do you go to the gym every week, do you watch all the sky channels, do you use all your minutes on your mobile bill? Go through your direct debits and monthly outgoings and ditch anything you don’t get the most use out of.
You can freeze membership if you don’t want to cancel completely and look at combining your mobile phone, landline & internet into a cheaper package.
9. Give up bad habits and change them from time to time
Something negative that you need an excuse to get rid of? Smoking? Snacks / food / prepared meals? Maybe it’s a bottle of wine in the evening with a meal. The credit crunch is encouraging people to analyze their finances, use this difficult time to get your health & money back. Quitting smoking will save you money every week that you can afford for yourself or your kids, like a two-night movie trip (don’t listen Bring your snacks and drinks) or how to make a vacation for you. once a month.
10. One mummy’s trash is another mummy’s treasure
Do you have a clear vision and throw away things that will help others? Then why not sell it online or get the voice of a shoe truck and sell unwanted items. Think of all the things you could put that extra money towards.
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